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Dear Friend,

All of us dream of buying our own home, but are deterred by the high interest rates on home loans. ICICI Home Loans is pleased to present the Diwali Dhamaka Lucky Draw which can make this dream come true for you.

You can get a loan for as less as 1.11%. The top 10 lucky winners will also get a chance to meet Mr Amitabh Bachchan.

1st Prize
Loan at 1.11% pa
Two 2nd Prizes
Loan at 2.22% pa
Three 3rd Prizes
Loans at 3.33% pa
Four 4th Prizes
Loans at 4.44% pa
25 Lucky Prizes
Loans at 9.99% pa

Apart from this, we are also offering 0% Administration fee for all loans sanctioned upto 10 January 2002.

If your home loan is sanctioned by ICICI Home Loans before 15 Dec, you are eligible for the Lucky Draw*.

How much do I save with 0% administration fee?

The normal admin fees for the loan is 1% of the loan amount. So, if you are taking a loan worth 10 lakhs, you would normally pay an admin fee of Rs. 10,000/- . We have waived off that fee entirely upto January 10, 2002.So hurry!

You can call on 1600 11 91 91 to get more details.


If you want to apply for a Home Loan or want someone to contact you with more information please fill this form.
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Main advantages of ICICI Home Loans -

1. Free personal accident insurance
2. Door step service
3. No fees for part prepayment
4. And ofcourse attractive interest rates


ICICI Home Loan offers following types of loans

· Home loans
· Office premise loans
· Loan against property
· Loan for NRIs
· Balance transfer
· Land loans

The interest rates for ICICI Home Loans are
Tenure(yrs)
INTEREST RATE (% PA) ON ANNUAL REDUCING BALANCE
1-5
10.50%
6-10
12.00%
11-20
12.25%
21-30
12.50%

Fee Structure

Processing fee - 0.8% of the loan amount. Normally this fee is charged at the time of the sanction. But during this special scheme, half of this (which is 0.4% of the loan amount) would be taken upfront.

Administrative fee - 1% of the loan amount. Waived off till January 10, 2002#.

Free Personal Accident Insurance from ICICI Home Loans

With every home loan you will get a Personal Accident Insurance absolutely FREE. Which means, in case of your accidental death, your family -

· Does not have to repay the balance loan amount
· Can continue to stay in the home



#Valid for loan amount upto Rs.5 lakhs. Normal interest rates will be applicable on the excess amount.